Great question. Having a home as a primary residence is only important if you selling the home. I don’t think that is the situation? You can deduct taxes on as many homes as you own. Mortgage interest you can deduct on your primary residence and a second home. I think that is your concern? So the answer is sort of yes you can claim deductions for both houses. If you are planning to sell one the question is a little more difficult if that is the case let me know.
Your email brings up something more important, I think. It sounds like both mothers are dependents. Many times this comes up especially with clients who are of Asian decent, either they just don’t think of parents as someone who should be a dependent or they are worried the parent might not qualify for some type of government program. Neither should be a concern in most cases they qualify as dependents and it will not affect medicare and similar programs. Parents don’t have to live with you to qualify as a dependent.
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